/* JP Lozada — estilos globales */
:root{
  --navy:#0a2a46;
  --navy-2:#06213a;
  --navy-3:#123c63;
  --gold:#b39a4c;
  --gold-2:#cdb46a;
  --beige:#ebe4cf;
  --ink:#0b2238;
  --muted:#5b6b7c;
  --white:#fff;
  --red:#d0151b;
  --radius:14px;
  --max:1200px;
  --display:'Mulish',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --cond:'Oswald','Arial Narrow',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
html,body{overflow-x:clip}
body{font-family:var(--display);color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer;border:0;background:none;color:inherit}
.wrap{width:min(var(--max),100% - 40px);margin-inline:auto}
.eyebrow{font-family:var(--cond);font-weight:500;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);font-size:15px}
.gold{color:var(--gold)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- Header ---------- */
.site-header{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .35s,box-shadow .35s}
.site-header.solid{background:rgba(6,33,58,.94);backdrop-filter:blur(8px);box-shadow:0 6px 24px rgba(0,0,0,.18)}
.site-header .bar{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:20px;height:84px}
.brand{position:relative;display:inline-block;width:190px;justify-self:start}
.brand img{width:100%;height:auto}
/* Brillo deslumbrante sobre el logo */
.brand .shine{position:absolute;inset:0;pointer-events:none;
  -webkit-mask:url(../img/logo.png) center/contain no-repeat;mask:url(../img/logo.png) center/contain no-repeat}
.brand .shine::before{content:"";position:absolute;top:-20%;bottom:-20%;left:-60%;width:45%;
  background:linear-gradient(100deg,transparent 0%,rgba(255,255,255,0) 20%,rgba(255,255,255,.95) 50%,rgba(255,255,255,0) 80%,transparent 100%);
  transform:skewX(-18deg);animation:shine 3.6s ease-in-out infinite}
.brand::after{content:"";position:absolute;inset:-6px -10px;border-radius:12px;pointer-events:none;
  background:radial-gradient(closest-side,rgba(205,180,106,.35),transparent);opacity:0;animation:glow 3.6s ease-in-out infinite}
@keyframes shine{0%{left:-60%}55%,100%{left:130%}}
@keyframes glow{0%,20%{opacity:0}35%{opacity:1}55%,100%{opacity:0}}

/* Paga tu póliza */
.pay{position:relative;justify-self:center}
.pay-btn{color:#fff;font-size:19px;font-weight:500;padding:8px 26px 12px;position:relative;display:flex;align-items:center;gap:8px}
.pay-btn::after{content:"";position:absolute;left:0;right:0;bottom:2px;height:1px;
  background:linear-gradient(90deg,transparent,var(--gold-2),transparent)}
.pay-btn svg{transition:transform .3s}
.pay.open .pay-btn svg{transform:rotate(180deg)}
.pay-menu{position:absolute;top:calc(100% + 12px);left:50%;width:320px;max-height:70vh;overflow:auto;
  background:#fff;border-radius:var(--radius);box-shadow:0 24px 60px rgba(4,20,38,.35);padding:10px;
  opacity:0;visibility:hidden;transform:translate(-50%,-8px);transition:opacity .25s,transform .25s,visibility .25s}
.pay.open .pay-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.pay-menu h4{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);padding:8px 12px 6px;font-weight:700}
.pay-co{border-radius:10px}
.pay-co>button{width:100%;display:flex;justify-content:space-between;align-items:center;padding:11px 12px;border-radius:10px;
  color:var(--navy);font-weight:700;font-size:15px;transition:background .2s}
.pay-co>button:hover,.pay-co.open>button{background:#f1f4f8}
.pay-co>button span:last-child{transition:transform .25s;color:var(--gold)}
.pay-co.open>button span:last-child{transform:rotate(45deg)}
.pay-opts{display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:0 12px;max-height:0;overflow:hidden;transition:max-height .3s,padding .3s}
.pay-co.open .pay-opts{max-height:80px;padding:4px 12px 12px}
.pay-opts a{display:flex;align-items:center;justify-content:center;gap:6px;font-size:13px;font-weight:700;border-radius:8px;padding:9px 6px;
  border:1.5px solid var(--navy);color:var(--navy);transition:background .2s,color .2s}
.pay-opts a:hover{background:var(--navy);color:#fff}

.emergency{justify-self:end;display:inline-flex;align-items:center;gap:8px;background:var(--red);color:#fff;font-weight:800;
  font-size:20px;letter-spacing:.02em;padding:7px 14px;border-radius:4px;box-shadow:0 0 0 0 rgba(208,21,27,.6);animation:pulse 2.2s infinite;
  transition:transform .2s}
.emergency:hover{transform:translateY(-2px)}
.emergency svg{width:24px;height:24px}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(208,21,27,.55)}70%{box-shadow:0 0 0 14px rgba(208,21,27,0)}100%{box-shadow:0 0 0 0 rgba(208,21,27,0)}}

/* ---------- Hero ---------- */
.hero{position:relative;min-height:100vh;min-height:100svh;color:#fff;display:flex;flex-direction:column;justify-content:center;
  background:var(--navy-2);overflow:hidden;padding:120px 0 40px}
.hero-bg{position:absolute;inset:0;background:url(../img/hero.jpg) center right/cover no-repeat;transform:scale(1.06);animation:heroZoom 18s ease-out forwards}
.hero::before{content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(90deg,rgba(6,33,58,.96) 0%,rgba(6,33,58,.82) 38%,rgba(6,33,58,.35) 70%,rgba(6,33,58,.15) 100%)}
@keyframes heroZoom{to{transform:scale(1)}}
.hero .wrap{position:relative;z-index:2}
.hero h1{font-weight:800;font-size:clamp(46px,7vw,92px);line-height:.98;letter-spacing:-.01em;margin:10px 0 18px}
.hero h1 .gold{color:var(--gold)}
.hero p.lead{font-size:clamp(18px,1.7vw,22px);max-width:520px;line-height:1.45;margin-bottom:26px}
/* Deslizamiento izquierda → derecha */
.slide-in{opacity:0;transform:translateX(-70px);animation:slideIn 1s cubic-bezier(.2,.8,.2,1) forwards}
@keyframes slideIn{to{opacity:1;transform:none}}

/* Botón con inversión de colores */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:800;font-size:18px;padding:12px 26px;border-radius:999px;
  border:2px solid transparent;transition:background .35s ease,color .35s ease,border-color .35s ease,transform .2s}
.btn-gold{background:var(--gold);color:#fff;border-color:var(--gold)}
.btn-gold:hover,.btn-gold:focus-visible{background:#fff;color:var(--gold);border-color:var(--gold)}
.btn-gold.on-dark:hover{background:var(--navy);color:var(--gold)}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-navy:hover{background:#fff;color:var(--navy)}
.btn-sq{border-radius:8px}

.hero-icons{display:flex;flex-wrap:wrap;gap:34px;margin-top:56px;align-items:center}
.hi{display:flex;align-items:center;gap:12px;font-size:15px;line-height:1.2}
.hi svg{width:46px;height:46px;stroke:#fff;fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;flex:none}
/* Vehículo rotativo */
.veh{position:relative;width:62px;height:46px;flex:none}
.veh svg{position:absolute;inset:0;width:62px;height:46px;opacity:0;transform:translateX(-18px);transition:opacity .55s,transform .55s}
.veh svg.on{opacity:1;transform:none}
.veh svg.off{opacity:0;transform:translateX(18px)}
.veh-label{display:grid}
.veh-label small{font-size:12px;color:var(--gold-2);letter-spacing:.06em;transition:opacity .3s}

.wa-float{position:fixed;right:22px;bottom:22px;z-index:60;width:66px;height:66px;border-radius:50%;
  filter:drop-shadow(0 8px 18px rgba(0,0,0,.35));transition:transform .25s}
.wa-float:hover{transform:scale(1.08)}

/* ---------- Experiencia ---------- */
.exp{position:relative;padding:70px 0 40px;overflow:hidden}
.exp .grid{display:grid;grid-template-columns:.95fr 1.25fr;gap:40px;align-items:center}
.exp-photo{position:relative;height:300px;border-radius:0 0 0 0;overflow:hidden;margin-left:calc((100vw - min(var(--max),100vw - 40px))/-2)}
.exp-photo img{width:100%;height:100%;object-fit:cover;object-position:left center}
.exp-photo::after{content:"";position:absolute;inset:0;
  background:
   linear-gradient(115deg,transparent 0 58%,rgba(179,154,76,.85) 58% 63%,transparent 63% 67%,rgba(179,154,76,.55) 67% 72%,rgba(255,255,255,.75) 72% 100%)}
.exp h2{font-size:clamp(34px,4.6vw,56px);line-height:1.04;font-weight:800;color:var(--navy);min-height:2.1em}
.exp h2 .gold{color:var(--gold)}
.exp h2 .caret{display:inline-block;width:3px;height:.9em;background:var(--gold);margin-left:4px;vertical-align:-.08em;animation:blink .8s steps(1) infinite}
@keyframes blink{50%{opacity:0}}
.exp p{font-size:clamp(19px,2vw,26px);font-weight:700;color:var(--navy);line-height:1.2;margin-top:6px;opacity:0;transform:translateY(10px);transition:opacity .8s,transform .8s}
.exp p.show{opacity:1;transform:none}

/* Tarjetas sección dorada */
.goldband{background:var(--beige);padding:28px;margin-top:34px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:linear-gradient(180deg,#a9bdd2 0%,#5f84ab 45%,#0e3d6e 100%);border-radius:22px 22px 46px 46px;overflow:hidden;color:#fff;
  box-shadow:0 14px 26px rgba(10,42,70,.28);transition:transform .45s cubic-bezier(.2,.8,.2,1),box-shadow .45s;min-height:430px;display:flex;flex-direction:column}
.card:hover{transform:scale(1.045);box-shadow:0 22px 40px rgba(10,42,70,.38)}
.card .ph{height:160px;overflow:hidden;border-radius:22px 22px 0 0}
.card .ph img{width:100%;height:100%;object-fit:cover;transition:transform .8s}
.card:hover .ph img{transform:scale(1.08)}
.card .tx{padding:44px 12px 30px}
.card h3{font-size:23px;font-weight:700;line-height:1.05;margin-bottom:18px}
.card p{font-size:16.5px;line-height:1.55;color:#fff;opacity:.95}
.card h3,.card p{text-shadow:0 1px 6px rgba(6,33,58,.35)}

/* ¿Qué necesitas proteger? */
.protect{padding:64px 0 80px;text-align:center}
.protect h2{font-size:clamp(34px,5vw,62px);font-weight:800;color:var(--navy);margin-bottom:42px}
.pbtns{display:grid;grid-template-columns:repeat(6,1fr);gap:18px}
.pbtn{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;height:80px;border:1.5px solid var(--navy);border-radius:4px;
  background:#fff;color:var(--navy);font-size:15px;transition:background .35s,color .35s,transform .25s,box-shadow .35s}
.pbtn svg{width:34px;height:34px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;transition:stroke .35s}
.pbtn:hover,.pbtn:focus-visible{background:var(--navy);color:#fff;transform:translateY(-3px);box-shadow:0 10px 22px rgba(10,42,70,.25)}
.pbtn:hover svg,.pbtn:focus-visible svg{stroke:var(--gold-2)}

/* ---------- Proceso ---------- */
.process{padding:70px 0 40px}
.process h2{font-size:clamp(38px,5.6vw,68px);line-height:1;font-weight:800;color:var(--navy);margin:14px 0 46px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}
.step b{display:block;font-size:64px;line-height:1;color:var(--gold);font-weight:800;margin-bottom:22px;padding-left:34px}
.step h3{font-size:19px;line-height:1.1;color:var(--navy);font-weight:800;margin-bottom:8px}
.step p{font-size:17px;line-height:1.15;color:var(--navy)}

.trust{background:var(--navy-2);border-radius:44px;color:#dfe5ec;text-align:center;padding:30px 30px 34px;margin:50px auto 70px;max-width:900px}
.process .trust h2{color:#dfe5ec;font-size:clamp(24px,3.4vw,42px);line-height:1.02;font-weight:800;margin-bottom:22px}
.logos{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:20px 30px}
.logos img{height:34px;width:auto;opacity:.92}
.logos img.tall{height:46px}

/* ---------- CTA ---------- */
.cta{position:relative;background:var(--navy-2);color:#fff;overflow:hidden}
.cta .bg{position:absolute;inset:0 0 0 38%;background:url(../img/cta.jpg) right center/cover no-repeat}
.cta::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,var(--navy-2) 38%,rgba(6,33,58,.6) 55%,rgba(6,33,58,0) 75%)}
.cta .wrap{position:relative;z-index:2;padding:90px 0}
.cta h2{font-size:clamp(32px,3.6vw,46px);line-height:1.05;font-weight:700;margin:6px 0 20px;max-width:480px}
.cta p{font-size:19px;line-height:1.15;max-width:430px;margin-bottom:26px}

.site-footer{background:var(--navy-2);color:#cfd8e2;padding:34px 0 30px;border-top:1px solid rgba(255,255,255,.06)}
.site-footer .row{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.site-footer .brand{width:220px}
.social{display:flex;gap:18px}
.social a{width:30px;height:30px;color:#fff;transition:color .2s,transform .2s}
.social a:hover{color:var(--gold);transform:translateY(-2px)}
.social svg{width:100%;height:100%;fill:currentColor}
.legal{font-size:13px;opacity:.6;margin-top:18px}

/* ---------- Páginas internas ---------- */
.page-hero{background:linear-gradient(120deg,var(--navy-2),var(--navy-3));color:#fff;padding:150px 0 70px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-120px;top:-60px;width:420px;height:420px;border-radius:50%;border:1px solid rgba(205,180,106,.35);box-shadow:0 0 0 60px rgba(205,180,106,.05)}
.page-hero h1{font-size:clamp(38px,5.4vw,66px);line-height:1.02;font-weight:800;margin:10px 0 16px;max-width:820px}
.page-hero p{font-size:19px;max-width:640px;opacity:.92}
.crumbs{font-size:14px;opacity:.75;margin-bottom:12px}
.crumbs a:hover{color:var(--gold-2)}

.section{padding:70px 0}
.section.alt{background:#f5f2e8}
.section h2{font-size:clamp(28px,3.4vw,42px);line-height:1.08;color:var(--navy);font-weight:800;margin-bottom:18px}
.section .intro{font-size:18px;color:var(--muted);max-width:760px;margin-bottom:34px}

/* Emergencias */
.alert{display:flex;gap:16px;align-items:flex-start;background:#fff4f4;border:1px solid #f3c3c5;border-left:5px solid var(--red);border-radius:10px;padding:18px 20px;margin-bottom:36px;color:#4a1416}
.alert strong{color:var(--red)}
.em-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:22px}
.em-card{border:1px solid #dde3ea;border-radius:16px;overflow:hidden;display:flex;flex-direction:column;background:#fff;transition:transform .3s,box-shadow .3s}
.em-card:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(10,42,70,.15)}
.em-card .lg{background:var(--navy);height:110px;display:grid;place-items:center;padding:18px}
.em-card .lg img{max-height:64px;max-width:80%;width:auto}
.em-card .bd{padding:20px 20px 22px;display:flex;flex-direction:column;gap:12px;flex:1}
.em-card h3{font-size:20px;color:var(--navy);font-weight:800}
.em-card .tag{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.12em}
.tel{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:800;color:var(--red)}
.tel small{display:block;font-size:12px;font-weight:600;color:var(--muted);letter-spacing:.02em}
.tel svg{width:20px;height:20px;flex:none;fill:currentColor}
.em-card .actions{margin-top:auto;display:grid;gap:10px}
.em-card .actions .btn{font-size:15px;padding:11px 14px;border-radius:8px;width:100%}
.btn-red{background:var(--red);color:#fff;border-color:var(--red)}
.btn-red:hover{background:#fff;color:var(--red)}
.btn-line{background:#fff;color:var(--navy);border-color:var(--navy)}
.btn-line:hover{background:var(--navy);color:#fff}
.note{font-size:14px;color:var(--muted);margin-top:30px}

/* Servicio */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc-item{border:1px solid #e1e6ec;border-radius:14px;padding:24px;background:#fff;transition:transform .3s,box-shadow .3s,border-color .3s}
.svc-item:hover{transform:translateY(-4px);box-shadow:0 16px 32px rgba(10,42,70,.12);border-color:var(--gold)}
.svc-item h3{font-size:19px;color:var(--navy);margin-bottom:8px;font-weight:800}
.svc-item p{color:var(--muted);font-size:15.5px}
.svc-item .ic{width:44px;height:44px;border-radius:10px;background:var(--navy);display:grid;place-items:center;margin-bottom:14px}
.svc-item .ic svg{width:24px;height:24px;stroke:var(--gold-2);fill:none;stroke-width:1.8}
.two{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}
.checks{list-style:none;display:grid;gap:12px}
.checks li{position:relative;padding-left:32px;font-size:17px}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/13px no-repeat}
.faq details{border-bottom:1px solid #dfe4ea;padding:18px 0}
.faq summary{list-style:none;cursor:pointer;font-weight:800;color:var(--navy);font-size:18px;display:flex;justify-content:space-between;gap:20px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold);font-size:26px;line-height:1;transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--muted);margin-top:10px;font-size:16.5px}
.other{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}

/* Reveal */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s,transform .8s}
.reveal.in{opacity:1;transform:none}

/* ---------- Responsive ---------- */
@media(max-width:1000px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .pbtns{grid-template-columns:repeat(3,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);row-gap:40px}
  .exp .grid{grid-template-columns:1fr}
  .exp-photo{margin-left:-20px;margin-right:-20px;height:240px}
  .two{grid-template-columns:1fr}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .other{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:760px){
  .site-header .bar{grid-template-columns:auto 1fr auto;height:70px;gap:10px}
  .brand{width:112px}
  .pay-btn{font-size:13px;padding:6px 4px 9px;white-space:nowrap;gap:4px}
  .svc-grid{grid-template-columns:1fr}
  .pay-menu{position:fixed;top:76px;left:12px;right:12px;width:auto;transform:translateY(-8px)}
  .pay.open .pay-menu{transform:none}
  .emergency{font-size:12px;padding:6px 7px;gap:4px}
  .emergency svg{width:16px;height:16px}
  .hero{padding-top:110px}
  .hero::before{background:linear-gradient(90deg,rgba(6,33,58,.95),rgba(6,33,58,.7))}
  .hero-icons{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:40px}
  .cards{grid-template-columns:1fr}
  .card{min-height:0}
  .card .tx{padding:26px 18px 30px}
  .pbtns{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr 1fr;gap:28px}
  .step b{padding-left:0;font-size:50px}
  .goldband{padding:18px;width:100%}
  .cta .bg{inset:0;opacity:.35}
  .cta::before{background:linear-gradient(180deg,rgba(6,33,58,.75),var(--navy-2))}
  .other{grid-template-columns:repeat(2,1fr)}
  .wa-float{width:56px;height:56px;right:14px;bottom:14px}
}
@media(max-width:420px){
  .site-header .wrap{width:calc(100% - 20px)}
  .brand{width:96px}
  .pay-btn{font-size:12px}
  .emergency svg{display:none}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .slide-in,.reveal{opacity:1;transform:none}
}